Unlocking Opportunities for Women Entrepreneurs

HerVikas offers Collateral-free Business Loans with exclusive benefits, helping women-led businesses grow, create jobs, and drive change.

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RBI registered company

Why HerVikas Matters?

Closing the Credit Gap for Women-Owned MSMEs

Women-owned MSMEs account for just 20% of the total MSMEs in India but face a staggering 40% of the $400 billion credit gap.

Overcoming Financial Barriers for Women Entrepreneurs

Gender bias, collateral demands, complex documentation, and limited credit history hinder women entrepreneurs from accessing formal credit.

Bridging the Gender Gap in MSME Financing

At Kinara Capital, inclusivity drives us. HerVikas is our dedicated program to provide women entrepreneurs with equal access to financial resources and opportunities for growth.

HerVikas Benefits for Women Entrepreneurs

1% Interest Rate Discount

Upfront discount making loans reasonable and convenient to service.

50% Lower Processing Fees

Making loans cost-effective for women-led businesses.

60-Day Repayment Holiday

Additional time before starting loan repayments.

Available to newly registered MSMEs

1-month of registration.

Collateral-Free Business Loans

Loans without pledging any assets

Supporting Business Growth

HerVikas loans cater to diverse business needs, including:

Purchasing machinery

Managing daily operations

Expanding product lines or services

Upgrading technology or infrastructure

Renovating business premises

Driving Transformation for Women Entrepreneurs

Since its launch in 2019, HerVikas has supported over 13,700 women-led MSMEs across 100+ cities, delivering significant socio-economic impact:

₹ 1000+

Crores disbursed

19,873

Loans Provided

37,000

Jobs Supported

33%

Of jobs created went to women

14%

Loans Provided

17%

Jobs Supported

HerVikas fosters self-reliance, enabling women entrepreneurs to inspire and uplift their communities, creating a ripple effect of growth and empowerment that extends far beyond their businesses.

: Real Stories of Success

Geeta Gupta

Securing a HerVikas loan was a game-changer for our business. It gave us the support we needed to expand our operations, backed by exceptional service.

Saraswathi T

With HerVikas, we invested in machinery, grew from 7 to 25 employees, and increased our monthly turnover from Rs. 3.5 lakhs to Rs. 12 lakhs.

Ashwini J

Sri Aarusuvai Food Products

Kinara’s loan increased my turnover by 10-12%, helped me create jobs, and even upgrade my lifestyle with a new house and car.

Start your Journey with HerVikas

Applying for a HerVikas loan is simple and hassle-free. Take the first step towards transforming your business:

Download the myKinara App
Visit any Kinara Capital branch
Call us on our toll-free number 1800 103 2683

HerVikas is here to turn your aspirations into reality. Apply now and join the growing network of women entrepreneurs driving change in their communities!