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Business Loans in Pune

Get Collateral-free MSME loans upto Rs. 30 Lakhs

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RBI registered company

Grow fast with Business loans in Pune

Kinara’s collateral-free business loans are aimed at providing fast access to funds for MSMEs. We provide doorstep customer service and our business loans process requires minimum documentation. 

Our fully digital process can go from loan decision-to-loan disbursement within 24-hours. Check your eligibility in a minute!

Tenure

12 to 60 months

Loan Amount

₹ 1 Lakh- ₹ 30 Lakhs

Interest Rate

Starts at 24%

(On a reducing rate basis)

Why choose Kinara Capital?

Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language.

CHECK ELIGIBILITY

Fast

Get your loan in just 24-hours

Flexible

Minimal and flexible documentation process

Friendly

Doorstep customer service to help you from start to finish

HAPPY CUSTOMERS

Meet our VikasChampions

With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!

Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully

SIMPLE STEPS

How to apply for business loan?

All you have to do is enter a few details and upload your documents to our secure online portal. We’ll take care of the rest!
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More about business loan

BUSINESS LOAN

Unsecured business loans in Pune

Pune is an erstwhile small city that has firmly established its identity as an un-and-coming metro, all without compromising on the safety and health of its residents. In fact, it has been named the “most livable city in India” several times. Although it has emerged as a tech start-up hub and IT hub over the past decade or so, Pune is also home to thousands of small businesses, including many that cater to these burgeoning industries. Restaurants and cloud kitchen, gadget repair services and retail shops are among the many small businesses that have mushroomed around business districts and new housing complexes. Pune also houses many automobile manufacturing units. These small business owners have the potential to expand rapidly, given Pune’s growth trajectory, but lack of access to formal credit facilities might present a hurdle. Banks may not provide loans to these businesses due to the lack of property collateral, but Kinara Capital offers unsecured business loans in Pune.

Kinara Capital has stepped in to bridge this credit gap by providing unsecured business loans in Hyderabad. The loan can be used for various purposes, such as expanding the business, buying more machinery, or covering day-to-day business expenses. These loan interest rates can vary depending on the purpose and tenure of the loan, as well as the lender’s policy and the borrower’s credit history. Kinara Capital’s online loans can be accessed quite easily and with minimal documentation within 24 hours.

BUSINESS LOAN

Business Loans in Maharashtra

Maharashtra is one of the largest and most quickly growing states in the country. With the government’s support, the state has facilitated ease of doing business and is now home to a range of multinational companies, as well as myriad small businesses. The six important industries in the state are cotton textiles, chemicals, machinery, electricals, transport, and metallurgy. It is one of the most industrialized states of India, and has many important business centres like Mumbai, Pune, Nagpur, Nashik, Shirdi and Kolhapur. The commercial hubs in the state not only support large corporations but also a host of small businesses that support the operations of these giants. But small businesses in the state might have a hard time accessing capital, which is essential for them to grow. To cater to the many small business entrepreneurs, Kinara Capital offers collateral-free business loans in Maharashtra.

ELIGIBILITY CRITERIA

Eligibility Criteria for a business loan in Pune

In order to qualify for a business loan from Kinara, you need to meet the following criteria: 

  • Your business should be part of the manufacturing, trading or services sector.
  • The pin code should be one where Kinara Capital is already offering services. 
  • Total monthly turnover should be greater than Rs. 50,000 and less than Rs. 4 crores. 
  • The business should fall under the list of sectors and sub-sectors serviced by Kinara.

DOCUMENTS

Documents Required for a Business loan in Pune

Traditional lenders like banks typically have a very intensive and tedious documentation process. However, new-age lenders like Kinara have come up with data-led ways to gauge creditworthiness, therefore reducing the need for extensive paperwork. Kinara has a simple and minimal documentation process, and offers the option to substitute certain documents for others, based on availability. To apply for business loan from Kinara Capital, you will need just the following documents:

• Applicant, co-applicant and business KYC documents (ID and address proof)

• Applicant’s PAN card

• Business registration document

• Last 12 months’ bank statements

FEATURES

Features of Kinara Capital Business Loan

A Kinara Capital loan has the following features, which sets it apart:

• Unlike other loans, Kinara’s loans are completely collateral-free.
• The online business loan application process is quick and easy, and can be completed either by the customer themself or with the help of a Kinara representative.
• The business loan interest rate is applied on a reducing rate basis, and once the paperwork is completed, the loan can be disbursed in as little as 24 hours.

PROCESS

How to apply for Business Loan in Pune?

Pune’s small business owners might find themselves being turned away by banks if they approach them for a business loan. This is largely because traditional lenders don’t want to take a risk by lending to a small business without property collateral. However, there is an easier way to get MSME loans in Pune. Simply log on to the Kinara Capital website and fill out our 1-minute eligibility check to see if you qualify. If you do, a loan officer will get in touch with you to complete the process. The MSME loan process at Kinara Capital is quick, easy and requires only limited documentation

WHY KINARA

Why should you get a business loan from Kinara Capital?

With a fully digital process, we can disburse loans within 24 hours. We have a hassle-free and transparent process to provide you support in your regional language during the entire process. Kinara Capital is an RBI registered company and we have successfully disbursed these loans to more than 90,000 MSMEs.

Frequently asked questions

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