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Get Collateral-free MSME loans upto Rs. 30 Lakhs
RBI registered company
Tenure
Loan Amount
Interest Rate
Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language.
Minimal and flexible documentation process
Doorstep customer service to help you from start to finish
HAPPY CUSTOMERS
With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!
SIMPLE STEPS
BUSINESS LOAN
Gulbarga or Kalaburagi is administrative headquarters of the Gulbarga district in Karnataka. The district has abundant deposits of limestone, and therefore many small mining and stone polishing industries have evolved in the area.There are also several large cement companies that have their bases here, and smaller associated businesses have also evolved as a result. Aside from these, the district has a notable food industry as well as many plastic processing units. But given that it is an industrial hub, smaller businesses might have a hard time securing unsecured loans in Kalaburagi, as traditional lenders tend to be partial to large companies, and generally steer clear of lending to small businesses. This is because they consider the latter to be risky, especially without property collateral. But Kinara capital has a presence in Kalaburgi, and offers collateral-free business loans to small business entrepreneurs.
Kinara Capital has stepped in to bridge this credit gap by providing unsecured business loans in Kalaburagi. The loan can be used for various purposes, such as expanding the business, buying more machinery, or covering day-to-day business expenses. These loan interest rates can vary depending on the purpose and tenure of the loan, as well as the lender’s policy and the borrower’s credit history. Kinara Capital’s online loans can be accessed quite easily and with minimal documentation within 24 hours.
BUSINESS LOAN
Karnataka is the largest South Indian state, and shares borders with all 4 other sister states of Telangana, Andhra Pradesh, Tamil Nadu and Kerala. It is home to large urban centres like Bangalore, which is also the largest tech hub in India, also known as the country’s Silicon Valley. But aside from the thriving IT industry, Karnataka also has a range of other industries like automobiles, textile and garment manufacturing, food processing, biotechnology and heavy engineering. Many of these industries comprise small manufacturing units and companies that thrive in Karnataka’s conducive business environment. But there is one hurdle many of them encounter when they try to scale up, which is the lack of access to formal credit. But there is an easy solution to this. They can approach Kinara Capital for quick and easy collateral-free business loans in Karnataka, and grow their businesses.
ELIGIBILITY CRITERIA
In order to qualify for a business loan from Kinara, you need to meet the following criteria:
DOCUMENTS
Traditional lenders like banks typically have a very intensive and tedious documentation process. However, new-age lenders like Kinara have come up with data-led ways to gauge creditworthiness, therefore reducing the need for extensive paperwork. Kinara has a simple and minimal documentation process, and offers the option to substitute certain documents for others, based on availability. To apply for business loan from Kinara Capital, you will need just the following documents:
• Applicant, co-applicant and business KYC documents (ID and address proof)
• Applicant’s PAN card
• Business registration document
• Last 12 months’ bank statements
FEATURES
PROCESS
If your small business is based in Kalaburagi, you can approach Kinara Capital for a business loan. All you have to do to get MSME loans in Gulbarga is to:
Log on to the Kinara Capital website and fill out our 1-minute eligibility check to see if you qualify for a loan. If you do, a loan officer will get in touch with you to complete the process. The MSME loan process at Kinara Capital is quick, flexible and requires minimal documentation.
WHY KINARA
Kinara Capital is not a bank. It is a non-banking financial company (NBFC). While you can get a loan from the company, you cannot hold an account to make deposits like you can in a bank.
The documentation requirement at Kinara Capital is quite easy. With our fully digital loan process, we are able to disburse a loan within 24-hours.
Yes, you can get a business loan without collateral in Kalaburagi. Kinara Capital offers unsecured business loans.
To apply for a business loan in Kalaburagi, you will need to provide documents like photo identity proof, address proof, business proof, income proof, bank statements, and KYC documents.
A business loan from Kinara Capital can be used for purchasing machinery, expanding your business, buying inventory, or renovating your business premises.
300+ sectors in the manufacturing, service and trading sector are eligible to apply for an MSME business loan. We provide unsecured business loans in less than 24 hours.
Like all NBFCs, Kinara Capital is regulated by the Reserve Bank of India (RBI) under the Reserve Bank of India Act. The RBI recognizes Kinara Capital as a Systemically Important NBFC.