Our tech-enabled application process and data-led decisioning process enables us to disburse easy business loans much faster and more efficiently than traditional lenders
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Small Business
Big Dreams! Collateral-free MSME loans in 24 hoursIMPORTANT: Do not give money to anyone for loan approval or loan processing. Kinara Capital representatives will NOT ask for a commission or payment to process your loan application. For any concerns, email us at [email protected]
RBI-registered company
RBI registered company
Our Promise
Collateral-free Business Loans
Small Business Owners can get fast & flexible loans from ₹1 lakh to ₹30 lakhs with a digital-first process in their preferred language.
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Loan Disbursement in 24-hours
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Minimum Documentation for 300+ sectors
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Doorstep Customer Service in 4,500+ pincodes
Our Products
Grow Your Business
with Kinara
We provide a range of business loans for MSMEs with a transparent and secure process.
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HerVikas
Our HerVikas program offers an automatic discount to women entrepreneurs. No separate documentation required.
More Details- Raw Materials Purchase
- Stock Purchase
- Machine Purchase
- Machine Repair
- Business Premises Renovation
- General Business Expenses
- Supplier Payments
- Product / Market Expansion
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Machinery Purchase
Buy a new or a second-hand machine to increase turnover and manufacturing productivity.
More Details- New Machine Purchase
- Second-hand Machine Purchase
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Working Capital
Expand your business rapidly by financing your operations with flexible working capital loans.
More Details- Stock Purchase
- Business Premises Renovation
- General Business Expenses
- Invoice Financing
- Purchase Order Financing
- Product / Market Expansion
Our Process
Get myKinara
business loan in
3 easy steps!
All you have to do is enter a few details and upload your documents to our secure online portal. We’ll take care of the rest!
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Fast eligibility check
Find out if your business is eligible in just 1 minute! Available in 7 languages. Zero document upload required for eligibility check.
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Secure KYC & income verification
Provide your personal & business documents. Fully secure online portal with easy upload. Help is at your fingertips with chat or call.
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Quick loan disbursement
Get money in your account within 24 hours! Digital loan approval with electronic bank deposit.
IMPORTANT: Do not give money to anyone for loan approval or loan processing. Kinara Capital representatives will NOT ask for a commission or payment to process your loan application. For any concerns, email us at [email protected].
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Hear from our Happy Customers
Meet our VikasChampions
With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!
Iswarya and Mohan Babu
Mukund Automats
“After we got the first loan, we kept growing, and our workforce expanded to 50! Kinara has been the most important factor in our success.”
Read Full Story
Karthikeyan AS
ASK Three Star Steels
“We got the funding from Kinara to install a powder coating unit, which triple our turnover from Rs. 1 to Rs. 3 crores a year!”
Read Full Story
Vaishnavi
GainUp Designs
“Nobody was interested in giving us a loan in the early stages of the business except for Kinara. With the loan, we bought an imported…
Read Full Story
Amar Singh
Sai Balaji Electronics
“Kinara is like my best friend. With their support I have doubled my turnover and improved my life.”
Read Full Story
Our Milestones
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4,000+ Cr
Loans Disbursed
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50,000+
Happy Customers
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133
Branches
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250,000+
Jobs Supported
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$100 Million
Generated for MSMEs
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1 Million
Lives Impacted
About Us
Funding India’s Inspiring Small Business Entrepreneurs
We are a socially responsible fintech making it possible for small business entrepreneurs to bring economic prosperity in their communities with income generation and job creation.
Awards & Accolades
Our Recognitions
In The News
We are being noticed
Our voice and our work is often recognized for our commitment to financial inclusion.
April 11, 2022
Meet the winners of Women in AI Leadership Awards at The Rising 2022
Our Founder and CEO Hardika Shah is a winner at the "Women In AI Leadership…
Read MoreApril 1, 2022
FT ranking: Asia-Pacific High-Growth Companies 2022
Kinara Capital was featured in Asia-Pacific High-Growth Companies 2022. This fourth annual ranking of 500…
Read MoreApril 1, 2022
India’s Growth Champions return to the spotlight
Kinara Capital was featured in the Economic Times India’s Growth Champions 2022 list for the…
Read MoreApril 1, 2022
Meet the Fintechs in Financial Times’ Top 500 High-Growth APAC Companies
The article highlights the Financial Times' fourth annual ranking of growth champions in Asia-Pacific (APAC).…
Read MoreMarch 25, 2022
What Is Loan Against Collateral And How To Get One?
In an exclusive article, our Founder and CEO, Hardika Shah shares insights on how to…
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