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Business Loans in Hyderabad
Get Collateral-free MSME loans upto Rs. 30 Lakhs
RBI registered company
Grow fast with Business loans in Hyderabad
Kinara’s collateral-free business loans are aimed at providing fast access to funds for MSMEs. We provide doorstep customer service and our business loans process requires minimum documentation.
Our fully digital process can go from loan decision-to-loan disbursement within 24-hours. Check your eligibility in a minute!
Tenure
12 to 60 months
Loan Amount
₹ 1 Lakh- ₹ 30 Lakhs
Interest Rate
Starts at 24%
(On a reducing rate basis)
Why choose Kinara Capital?
Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language.
Fast
Get your loan in just 24-hours
Flexible
Minimal and flexible documentation process
Friendly
Doorstep customer service to help you from start to finish
HAPPY CUSTOMERS
Meet our VikasChampions
With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
SIMPLE STEPS
How to apply for business loan?
All you have to do is enter a few details and upload your documents to our secure online portal. We’ll take care of the rest!
More about business loan
BUSINESS LOAN
Unsecured business loans in Hyderabad
Hyderabad is a cultural melting pot with a rich and colourful history. As the capital of Telangana, it has evolved in leaps and bounds to firmly establish itself in the metropolitan category. While software and consultancy giants like Microsoft, Accenture, Deloitte and IBM have set up offices in Hyderabad, the city still nurtures a wide array of small-scale industries. These businesses primarily deal in the bio-technology, agro-food processing, auto component manufacturing, textile and leather goods manufacturing, pharmaceutical and electronics hardware manufacturing sectors. Given the pace at which Hyderabad is growing, these enterprises have ample opportunities to grow, but might miss out on them due to lack of access to capital through collateral-free loans. Kinara Capital is present in the city to fill this gap by providing MSME loans in Hyderabad.
Kinara Capital has stepped in to bridge this credit gap by providing unsecured business loans in Hyderabad. The loan can be used for various purposes, such as expanding the business, buying more machinery, or covering day-to-day business expenses. These loan interest rates can vary depending on the purpose and tenure of the loan, as well as the lender's policy and the borrower's credit history. Kinara Capital's online loans can be accessed quite easily and with minimal documentation within 24 hours.
BUSINESS LOAN
Business Loans in Telangana
Telangana is a newer Indian state and has established itself as an industrial hub since its inception. Known mainly for its architecture and cultural history, the state also houses many industrial complexes and commercial centres. Telangana houses a range of small, medium and large businesses engaged in automobiles and auto components manufacturing, mining and minerals processing, textiles and apparel manufacturing, pharmaceuticals, horticulture, poultry and farming. There are many small businesses that have evolved surrounding these industries and made the most of the opportunities they present. But despite the growth potential that the state presents, it might be a challenge for small business entrepreneurs to get business loans in Telangana. Capital is essential for the growth of a business, and to bridge the gap left by formal lenders, Kinara Capital offers MSME loans in Telangana.
ELIGIBILITY CRITERIA
Eligibility Criteria for a business loan in Hyderabad
In order to qualify for a business loan from Kinara, you need to meet the following criteria:
- Your business should be part of the manufacturing, trading or services sector.
- The pin code should be one where Kinara Capital is already offering services.
- Total monthly turnover should be greater than Rs. 50,000 and less than Rs. 4 crores.
- The business should fall under the list of sectors and sub-sectors serviced by Kinara.
DOCUMENTS
Documents Required for a Business loan in Hyderabad
Traditional lenders like banks typically have a very intensive and tedious documentation process. However, new-age lenders like Kinara have come up with data-led ways to gauge creditworthiness, therefore reducing the need for extensive paperwork. Kinara has a simple and minimal documentation process, and offers the option to substitute certain documents for others, based on availability. To apply for business loan from Kinara Capital, you will need just the following documents:
• Applicant, co-applicant and business KYC documents (ID and address proof)
• Applicant’s PAN card
• Business registration document
• Last 12 months’ bank statements
• Applicant, co-applicant and business KYC documents (ID and address proof)
• Applicant’s PAN card
• Business registration document
• Last 12 months’ bank statements
FEATURES
Features of Kinara Capital Business Loan
A Kinara Capital loan has the following features, which sets it apart:
• Unlike other loans, Kinara’s loans are completely collateral-free.
• The online business loan application process is quick and easy, and can be completed either by the customer themself or with the help of a Kinara representative.
• The business loan interest rate is applied on a reducing rate basis, and once the paperwork is completed, the loan can be disbursed in as little as 24 hours.
PROCESS
How to apply for Business Loan in Hyderabad?
If you are a small business entrepreneur based in Hyderabad, you might be looking for a way to get MSME loans in Hyderabad to expand your small business. Kinara Capital provides hassle-free business loans to small business entrepreneurs, without asking for collateral. Fill out our 1-minute eligibility check to see if you qualify, and a loan officer will get in touch with you to complete the process. The MSME loan process at Kinara Capital is quick, easy and requires minimal documentation.
WHY KINARA
Why should you get a business loan from Kinara Capital?
With a fully digital process, we can disburse loans within 24 hours. We have a hassle-free and transparent process to provide you support in your regional language during the entire process. Kinara Capital is an RBI registered company and we have successfully disbursed these loans to more than 90,000 MSMEs.
Frequently asked questions
VIEW ALLIs Kinara Capital a bank?
Kinara Capital is not a bank. It is a non-banking financial company (NBFC). While you can get a loan from the company, you cannot hold an account to make deposits like you can in a bank.
Is the business loan process lengthy?
The documentation requirement at Kinara Capital is quite easy. With our fully digital loan process, we are able to disburse a loan within 24-hours.
Can I get a business loan without collateral in Hyderabad?
Yes, you can get a business loan without collateral in Hyderabad. Kinara Capital offers unsecured business loans.
Where is Kinara Capital present?
Kinara Capital has a presence in over 6 states across the country. We provide business loans in Andhra Pradesh, Gujarat, Karnataka, Maharashtra, Tamil Nadu and Telangana.
Is Kinara Capital registered with/regulated by the RBI?
Like all NBFCs, Kinara Capital is regulated by the Reserve Bank of India (RBI) under the Reserve Bank of India Act. The RBI recognizes Kinara Capital as a Systemically Important NBFC.
What documents are required to apply for a loan in Hyderabad?
To apply for a business loan in Hyderabad, you will need to provide documents like photo identity proof, address proof, business proof, income proof, bank statements, and KYC documents.
What are the purposes for which I can get a loan in Hyderabad via Kinara Capital?
A business loan from Kinara Capital can be used for working capital needs, purchasing machinery, expanding your business, buying inventory, or renovating your business premises.
