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Business Loans in Ahmedabad
Get Collateral-free MSME loans upto Rs. 30 Lakhs
RBI registered company
Grow fast with Business loans in Ahmedabad
Kinara’s collateral-free business loans are aimed at providing fast access to funds for MSMEs. We provide doorstep customer service and our business loans process requires minimum documentation.
Our fully digital process can go from loan decision-to-loan disbursement within 24-hours. Check your eligibility in a minute!
Tenure
12 to 60 months
Loan Amount
₹ 1 Lakh- ₹ 30 Lakhs
Interest Rate
Starts at 24%
(On a reducing rate basis)
Why choose Kinara Capital?
Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language.
Fast
Get your loan in just 24-hours
Flexible
Minimal and flexible documentation process
Friendly
Doorstep customer service to help you from start to finish
HAPPY CUSTOMERS
Meet our VikasChampions
With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
SIMPLE STEPS
How to apply for business loan?
All you have to do is enter a few details and upload your documents to our secure online portal. We’ll take care of the rest!
More about business loan
BUSINESS LOAN
Unsecured business loans in Ahmedabad
Ahmedabad is known as the textile hub of India. It has emerged as an important centre of business because of cotton production and related industries developed in the city. It is among the 100 cities being developed as Smart Cities by the Indian government. It has therefore been in focus and has received several administrative and financial boosts from the government in terms of infrastructure development. Aside from textile, Ahmedabad also houses other industries. With so many opportunities to grow, small businesses in Ahmedabad need access to capital, but might not be able to acquire it from traditional lenders like banks. Banks are usually risk averse and ask for extensive documentation and property collaterals. Kinara Capital, on the other hand, provides unsecured business loans in Ahmedabad.
Kinara Capital has stepped in to bridge this credit gap by providing unsecured business loans in Ahmedabad. The loan can be used for various purposes, such as expanding the business, buying more machinery, or covering day-to-day business expenses. These loan interest rates can vary depending on the purpose and tenure of the loan, as well as the lender’s policy and the borrower’s credit history. Kinara Capital’s online loans can be accessed quite easily and with minimal documentation within 24 hours.
BUSINESS LOAN
Business Loans in Gujarat
Gujarat is one of the wealthiest states in the country, and also among the leaders in terms of infrastructure and a developmental push from the government. In fact, the state is home to 6 of the 100 smart cities being developed by the government. Gujarat is one of India's most industrialized states, and houses a wide variety of industries. The major of these are textile and apparel manufacturing, gems and jewellery making, vegetable oil production, production of chemicals and cement. There are also petrochemicals and fertilizer manufacturing units across the state. There are thousands of small businesses and manufacturing units in the state, but they may not have easy access to capital because of the risk aversion of traditional lenders. Such businesses can turn to Kinara Capital, which offers quick and easy business loans in Gujarat.
ELIGIBILITY CRITERIA
Eligibility Criteria for a business loan in Ahmedabad
In order to qualify for a business loan from Kinara, you need to meet the following criteria:
- Your business should be part of the manufacturing, trading or services sector.
- The pin code should be one where Kinara Capital is already offering services.
- Total monthly turnover should be greater than Rs. 50,000 and less than Rs. 4 crores.
- The business should fall under the list of sectors and sub-sectors serviced by Kinara.
DOCUMENTS
Documents Required for a Business loan in Ahmedabad
Traditional lenders like banks typically have a very intensive and tedious documentation process. However, new-age lenders like Kinara have come up with data-led ways to gauge creditworthiness, therefore reducing the need for extensive paperwork. Kinara has a simple and minimal documentation process, and offers the option to substitute certain documents for others, based on availability. To apply for business loan from Kinara Capital, you will need just the following documents:
• Applicant, co-applicant and business KYC documents (ID and address proof)
• Applicant’s PAN card
• Business registration document
• Last 12 months’ bank statements
• Applicant, co-applicant and business KYC documents (ID and address proof)
• Applicant’s PAN card
• Business registration document
• Last 12 months’ bank statements
FEATURES
Features of Kinara Capital Business Loan
A Kinara Capital loan has the following features, which sets it apart:
• Unlike other loans, Kinara’s loans are completely collateral-free.
• The online business loan application process is quick and easy, and can be completed either by the customer themself or with the help of a Kinara representative.
• The business loan interest rate is applied on a reducing rate basis, and once the paperwork is completed, the loan can be disbursed in as little as 24 hours.
PROCESS
How to apply for Business Loan in Ahmedabad?
Small business owners based in Ahmedabad might find themselves being turned away by banks if they approach them for a business loan. This might result in such businesses missing out on growth opportunities. However, there is an easier way to get MSME loans in Ahmedabad. Log on to the Kinara Capital website and fill out our 1-minute eligibility check to see if you qualify for a loan. If you do, a loan officer will get in touch with you to complete the process. The MSME loan process at Kinara Capital is quick, easy and requires minimal
WHY KINARA
Why should you get a business loan from Kinara Capital?
With a fully digital process, we can disburse loans within 24 hours. We have a hassle-free and transparent process to provide you support in your regional language during the entire process. Kinara Capital is an RBI registered company and we have successfully disbursed these loans to more than 90,000 MSMEs.
Frequently asked questions
VIEW ALLIs Kinara Capital a bank?
Kinara Capital is not a bank. It is a non-banking financial company (NBFC). While you can get a loan from the company, you cannot hold an account to make deposits like you can in a bank.
What is the eligibility criteria for an unsecured loan in Ahmedabad?
The eligibility check is based on the vintage of your business (2 years), if turnover is above Rs. 50,000 and present in one of Kinara’s serviceable pin codes and sectors.
Is the business loan process lengthy?
The documentation requirement at Kinara Capital is quite easy. With our fully digital loan process, we are able to disburse a loan within 24-hours.
What documents are required to apply for a loan in Ahmedabad?
To apply for a business loan in Ahmedabad, you will need to provide documents like photo identity proof, address proof, business proof, income proof, bank statements, and KYC documents.
What are the purposes for which I can get a loan in Ahmedabad via Kinara Capital?
A business loan from Kinara Capital can be used for purchasing machinery, expanding your business, buying inventory, or renovating your business premises.
How to check for business loan status on Kinara Capital?
You can check the status of your business loan application with Kinara Capital through our customer portal at customerportal.kinaracapital.com.
Is Kinara Capital registered with/regulated by the RBI?
Like all NBFCs, Kinara Capital is regulated by the Reserve Bank of India (RBI) under the Reserve Bank of India Act. The RBI recognizes Kinara Capital as a Systemically Important NBFC.