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Fast access to financing is what we provide, and this might help you keep your business running.
RBI registered company
Tenure
Loan Amount
Interest Rate
Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language. We serve 4,500+ pincodes and 300+ sectors.
Minimal and flexible documentation process
Doorstep customer service to help you from start to finish
HAPPY CUSTOMERS
With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!
SIMPLE STEPS
ELIGIBILITY CRITERIA
Business loan eligibility is determined based on the sector and vintage of the business. In order to be eligible for a working capital loan from Kinara Capital, your business should meet the following criteria:
DOCUMENTS REQUIRED
To apply for a business loan from Kinara Capital, you will need the following documents:
IMPROVE ELIGIBILITY CRITERIA
Interest Rate
BUSINESS LOAN
ELIGIBILITY CRITERIA
TYPES OF LOANS
Kinara offers two main categories of business loans: machinery purchase loans and working capital business loans. While machinery purchase loans are for buying machinery and equipment, working capital business loans can be used to cover business expenses, from paying salaries to expanding the product portfolio.
Aside from these, Kinara also offers a special scheme called HerVikas exclusively for women entrepreneurs. Under the scheme, women-run businesses can avail of an upfront discount on any of the above mentioned business loan categories.
Kinara Capital offers loans without collateral. In the case of machinery purchase loans, the machinery you buy with the loan amount will be hypothecated.
You can check the status of your business loan application with Kinara Capital through our customer portal at customerportal.kinaracapital.com.
MSMEs in the manufacturing sector must be registered for more than one year. Businesses in the trading and services sector can apply for a Business Loan only if the firm is registered for 2+ years.
Yes, we provide collateral-free business loans within 24 hours. We also offer doorstep customer service and support via phone in local languages. With our myKinara App, we have a three-step quick loan application process:
Based on loan amount, interest rate, and tenure, ensuring financial clarity for successful planning