Business Loan Interest Rate
Fast access to financing is what we provide, and
this might help you keep your business running.
RBI registered company
Pay lower EMIs on reducing rate balance
Tenure
12 to 60 months
Loan Amount
₹ 1 Lakh- ₹ 30 Lakhs
Interest Rate
Starts at 24%
Business Loan EMI Calculator
Why choose Kinara Capital?
Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language. We serve 4,500+ pincodes and 300+ sectors.
Fast
Flexible
Minimal and flexible documentation process
Friendly
Doorstep customer service to help you from start to finish
HAPPY CUSTOMERS
Meet our VikasChampions
With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!
SIMPLE STEPS
How to apply for business loan?
More about business loan interest rates
Reducing interest rate
Reducing interest rate on a business loan
The interest rate on a business loan is determined based on several factors, including loan amount, tenure, and the lender’s policy, and can vary significantly. Kinara Capital’s business loan interest rate is calculated on a reducing rate basis, which means that as the outstanding loan amount gets smaller with each repayment, the EMI amount reduces as well. This is because the interest is calculated on the outstanding loan amount, rather than the total principal disbursed at the outset.
Interest rate
Kinara Capital business loan interest rate and charges
Interest rate calculation
How to calculate interest on business loans
BUSINESS LOAN
Factors affecting the business loan interest rates
Frequently asked questions
VIEW ALLWhat is the interest rate for business loans in Kinara Capital?
The interest rates of Kinara Capital’s Business loans start at 24%, and are calculated on a reducing rate basis. This means that the EMIs reduce with each repayment, because the interest is calculated on the outstanding loan amount, rather than the total principal disbursed at the outset.
How to calculate the interest rate on a business loan?
The interest rate on a business loan is determined based on various factors, including loan tenure and amount. Other considerations, like the vintage of the business, sector and credit history of the applicant may also play a role in calculating the interest rate.
What is the repayment period of a business loan?
Kinara Capital business loans are issued for varying tenures, based on the type of loan. Business loans can be availed for a tenure of 12 to 60 months.
Tool to help you estimate monthly repayments
Based on loan amount, interest rate, and tenure, ensuring financial clarity for successful planning