Download
myKinara App
Business Loans in Bangalore
Get Collateral-free MSME loans upto Rs. 30 Lakhs
RBI registered company
Grow fast with Business loans in Bangalore
Kinara’s collateral-free business loans are aimed at providing fast access to funds for MSMEs. We provide doorstep customer service and our business loans process requires minimum documentation.
Our fully digital process can go from loan decision-to-loan disbursement within 24-hours. Check your eligibility in a minute!
Tenure
12 to 60 months
Loan Amount
₹ 1 Lakh- ₹ 30 Lakhs
Interest Rate
Starts at 24%
(On a reducing rate basis)
Why choose Kinara Capital?
Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language.
Fast
Get your loan in just 24-hours
Flexible
Minimal and flexible documentation process
Friendly
Doorstep customer service to help you from start to finish
HAPPY CUSTOMERS
Meet our VikasChampions
With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
SIMPLE STEPS
How to apply for business loan?
All you have to do is enter a few details and upload your documents to our secure online portal. We’ll take care of the rest!
More about business loan
BUSINESS LOAN
Unsecured Business loans in Bangalore
Bangalore, known as the start-up capital of India, attracts people for its weather and retains them with its culture. The cosmopolitan environment is conducive to business growth, and stalwarts like Narayan Murthy and Azim Premji have put Bangalore on the global map. However, Bangalore is not just about big businesses, it also has a thriving MSME sector in the city. Small businesses often face a capital crunch and are unable to grow due to the difficulty of availing loans. Business loans in Bangalore often require property collateral, which many small businesses cannot provide.
Kinara Capital has stepped in to bridge this credit gap by providing unsecured MSME loans in Bangalore. The loan can be used for various purposes, such as expanding the business, buying more machinery, or covering day-to-day business expenses. These loan interest rates can vary depending on the purpose and tenure of the loan, as well as the lender’s policy and the borrower’s credit history. Kinara Capital’s online loans can be accessed quite easily and with minimal documentation within 24 hours.
BUSINESS LOAN
Business Loans in Karnataka
Karnataka also has a range of industries like automobiles, textile and garment manufacturing, food processing, biotechnology and heavy engineering. Many of these industries comprise small manufacturing units and companies that thrive in Karnataka’s conducive business environment. But there is one hurdle many of them encounter when they try to scale up, which is the lack of access to formal credit. But there is an easy solution to this. They can approach Kinara Capital for quick and easy collateral-free business loans in Karnataka, and grow their businesses.
ELIGIBLITY CRITERIA
Eligibility Criteria for a business loan in Bangalore
To avail of a these loan from a particular lender, you must first ensure that you meet their basic eligibility criteria. These conditions vary from lender to lender, and in order to qualify for a business loan from Kinara, you need to meet the following criteria:
• Your business should be part of the manufacturing, trading or services sector.
• The pin code should be one where Kinara Capital is already offering services.
• Total monthly turnover should be greater than Rs. 50,000 and less than Rs. 2 crores.
• The business should fall under the list of sectors and sub-sectors serviced by Kinara.
• The pin code should be one where Kinara Capital is already offering services.
• Total monthly turnover should be greater than Rs. 50,000 and less than Rs. 2 crores.
• The business should fall under the list of sectors and sub-sectors serviced by Kinara.
DOCUMENTS
Documents Required for a Business loan in Bangalore
Traditional lenders like banks typically have a very intensive and tedious documentation process. However, new-age lenders like Kinara have come up with data-led ways to gauge creditworthiness, therefore reducing the need for extensive paperwork. Kinara has a simple and minimal documentation process, and offers the option to substitute certain documents for others, based on availability. To apply for business loan from Kinara Capital, you will need just the following documents:
• Applicant, co-applicant and business KYC documents (ID and address proof)
• Applicant’s PAN card
• Business registration document
• Last 12 months’ bank statements
• Applicant, co-applicant and business KYC documents (ID and address proof)
• Applicant’s PAN card
• Business registration document
• Last 12 months’ bank statements
FEATURES
Features of Kinara Capital Business Loan
A Kinara Capital loan has the following features, which sets it apart:
• Unlike other loans, Kinara’s loans are completely collateral-free.
• The online business loan application process is quick and easy, and can be completed either by the customer themself or with the help of a Kinara representative.
• The business loan interest rate is applied on a reducing rate basis, and once the paperwork is completed, the loan can be disbursed in as little as 24 hours.
PROCESS
How to apply for Business Loan in Bangalore?
If you require MSME loans in Bangalore to grow your existing business without hassle, Kinara Capital is here to help you. We provide loans to small businesses without collateral. Fill out our 1-minute eligibility check and if you are eligible, a loan officer will get in touch with you to complete the process. The MSME loan process at Kinara Capital is hassle-free and requires limited documentation.
WHY KINARA
Why should you get a business loan from Kinara Capital?
With a fully digital process, we can disburse loans within 24 hours. We have a hassle-free and transparent process to provide you support in your regional language during the entire process. Kinara Capital is an RBI registered company and we have successfully disbursed these loans to more than 36,000 MSMEs.
Frequently asked questions
VIEW ALLHow can I apply for a business loan in Bangalore from Kinara Capital?
To avail of a business loan for women from Kinara, you can apply online by visiting our website or downloading the myKinara app .You can complete the 1-minute eligibility check to get started.
Once your eligibility check is complete, you can upload your documents to take the application forward on the site or using the app. Alternatively, a Kinara loan officer will get in touch with you as soon as possible to complete the rest of the formalities, after which it can take as little as 24 hours for your loan to be approved and disbursed right into your account.
What are the requirements to get a business loan in Bangalore?
The eligibility check is based on the vintage of your business (2 years), if turnover is above Rs. 50,000 and present in one of Kinara’s serviceable pin codes and sectors.
Is the business loan process lengthy?
The documentation requirement at Kinara Capital is quite easy. We are able to substitute certain documents if they are unavailable. With our fully digital loan process, we are able to disburse a loan within 24-hours.
Can I get a business loan without collateral in Bangalore?
Yes, you can get a business loan without collateral in Bangalore. Many NBFCs (Non-Banking Financial Companies) offer unsecured business loans. These loans do not require you to provide any security or guarantor.
