Business Loans
for Trading Sector
We offer collateral-free business loans to small business entrepreneurs in the trading sector, to help them diversify and grow their businesses, and expand their customer base.
RBI registered company
What you can use our trading sector loan for
These collateral-free business loans can be used to ensure the smooth running of your operations and cover various day-to-day expenses like paying salaries and buying raw materials.
You can use our fast and flexible machinery purchase loans to buy machinery, like CNC machines and lathe machines, and improve their production capacity and efficiency.
Get your business loan today!
We support MSMEs in the Manufacturing Sector with our collateral-free business loans
Popular Sectors
Automobiles
Electricals
Furniture
Personal Care
Chemicals
Fashion
Houseware
Pharmaceuticals
Construction
Food Products
Industrial
Stationery
Why choose Kinara Capital?
Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language.
Fast
Get your loan in just 24-hours
Flexible
Minimal and flexible documentation process
Friendly
Doorstep customer service to help you from start to finish
Business Loan EMI Calculator
HAPPY CUSTOMERS
Meet our VikasChampions
With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!
Somashaker
Sri Aarusuvai Food Products
Kinara’s Rs. 2 lakh loan helped me revive my business, and with their Rs. 9 lakh loan for machinery, my turnover surged to Rs. 1-1.5 lakhs, transforming everything.
Julair Ansari
Sri Aarusuvai Food Products
Kinara made it so easy to get the funding I needed. Their quick support helped me grow my bag-making business and increase profits by 5% every month. I’m truly grateful for their role in my journey!
Sharath GK
Sri Aarusuvai Food Products
Kinara Capital’s quick and easy loan process helped us expand, move to a bigger facility, and grow our turnover from ₹1 lakh to ₹1.8 lakhs. Their support has been crucial to our growth!
SIMPLE STEPS
How to apply for business loan?
All you have to do is enter a few details and upload your documents to our secure online portal. We’ll take care of the rest!
More about trading sector loans
TRADE SECTOR LOAN
Loan for traders without Collateral
Most small business owners dream about expanding their business, but are held back by the lack of investment capital. One way to solve this problem is to opt for a business loan for traders to cover expenses, so that you can invest your profits in business growth. Working Capital Business Loans can be used to cover the day-to-day expenses of a business. Whether you need to pay your employees’ salaries, update your inventory, renovate your shop or business premises, expand your product portfolio or just ease the cash flow of your business in the short term, these loans can be useful. For these and myriad other expenses, you can quickly avail of a Working Capital Loan that your trading business continues to operate smoothly, and you can channel your profits into expanding your footprint. With Kinara Capital, you don’t need to worry about collateral as we provide business loans for traders without Collateral
MSME LOAN
MSME loan for traders
If you are in the trading business and have been for some time, you might have settled into a comfortable pattern of selling the same goods, often to the same customers. While this might generate a steady income and be good enough in the short term, if you aspire to expand your business, the only way to achieve your goal would be to draw new customers. As a seller, you need to keep your inventory up to date and keep adding to your product portfolio to keep existing customers interested, as well as to add new customers to your base. If you feel like you don’t have enough capital to invest in this endeavour, an MSME loan for traders can be the right choice for you. With a collateral-free business loan for traders, you can invest in updating your inventory which will leave you free to use your sales proceeds as you wish, and you can repay the loan in easy installments.
Frequently asked questions
VIEW ALLHow do I apply for a loan for a trading business?
You can check whether you are eligible for a loan by taking the 1-minute eligibility check via myKinara app. If eligible, our Kinara loan officer will get in touch with a confirmation of your loan application and guide you through the rest of the process.
What paperwork and KYC process is involved?
Kinara offers the flexibility to substitute certain documents for others, subject to availability. The basic requirement is your PAN. Other than that, you will be required to provide certain personal and business details and documents to complete the KYC process. Some documents that would be required are your Udyam registration number, Business registration proof, GST certificate and 12 months’ bank statements.
Do I have to provide any security or collateral against the loan?
No. Kinara Capital provides collateral-free business loans for trading businesses. We just need to check your eligibility and documents. If everything is in place, you can proceed with the loan approval and disbursal process with no collateral needed.