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Business Loans in Surat
Get Collateral-free MSME loans upto Rs. 30 Lakhs
RBI registered company
Grow fast with Business loans in Surat
Kinara’s collateral-free business loans are aimed at providing fast access to funds for MSMEs. We provide doorstep customer service and our business loans process requires minimum documentation.
Our fully digital process can go from loan decision-to-loan disbursement within 24-hours. Check your eligibility in a minute!
Tenure
12 to 60 months
Loan Amount
₹ 1 Lakh- ₹ 30 Lakhs
Interest Rate
Starts at 24%
(On a reducing rate basis)
Why choose Kinara Capital?
Get MSME loans from ₹1 lakh to ₹30 lakhs with a digital-first process in your preferred language.
Fast
Get your loan in just 24-hours
Flexible
Minimal and flexible documentation process
Friendly
Doorstep customer service to help you from start to finish
HAPPY CUSTOMERS
Meet our VikasChampions
With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
Sivachandra R.
Sri Aarusuvai Food Products
We took the loan and two subsequent ones from Kinara for buying machinery, which have been very helpful in running our business successfully
SIMPLE STEPS
How to apply for business loan?
All you have to do is enter a few details and upload your documents to our secure online portal. We’ll take care of the rest!
More about business loan
BUSINESS LOAN
Unsecured business loans in Surat
Surat was once a thriving port town, and has now firmly established itself as the economic and commercial centre of the southern part of Gujarat.It is one of the largest urban areas of western India. It has well-established diamond and textile industries, and is a shopping centre for apparels and accessories. There are thousands of small and medium businesses in Gujarat engaged in manufacturing.
Kinara Capital has stepped in to bridge this credit gap by providing unsecured business loans in Surat. The loan can be used for various purposes, such as expanding the business, buying more machinery, or covering day-to-day business expenses. These loan interest rates can vary depending on the purpose and tenure of the loan, as well as the lender's policy and the borrower's credit history. Kinara Capital's online loans can be accessed quite easily and with minimal documentation within 24 hours.
BUSINESS LOAN
Business Loans in Gujarat
Gujarat is one of the wealthiest states in the country, and also among the leaders in terms of infrastructure and a developmental push from the government. Gujarat is one of India’s most industrialized states, and houses a wide variety of industries. There are thousands of small businesses and manufacturing units in the state, but they may not have easy access to capital because of the risk aversion of traditional lenders. Such businesses can turn to Kinara Capital, which offers quick and easy business loans in Gujarat.
ELIGIBILITY CRITERIA
Eligibility Criteria for a business loan in Surat
In order to qualify for a business loan from Kinara, you need to meet the following criteria:
- Your business should be part of the manufacturing, trading or services sector.
- The pin code should be one where Kinara Capital is already offering services.
- Total monthly turnover should be greater than Rs. 50,000 and less than Rs. 4 crores.
- The business should fall under the list of sectors and sub-sectors serviced by Kinara.
DOCUMENTS
Documents Required for a Business loan in Surat
Traditional lenders like banks typically have a very intensive and tedious documentation process. However, new-age lenders like Kinara have come up with data-led ways to gauge creditworthiness, therefore reducing the need for extensive paperwork. Kinara has a simple and minimal documentation process, and offers the option to substitute certain documents for others, based on availability. To apply for business loan from Kinara Capital, you will need just the following documents:
• Applicant, co-applicant and business KYC documents (ID and address proof)
• Applicant’s PAN card
• Business registration document
• Last 12 months’ bank statements
• Applicant, co-applicant and business KYC documents (ID and address proof)
• Applicant’s PAN card
• Business registration document
• Last 12 months’ bank statements
FEATURES
Features of Kinara Capital Business Loan
A Kinara Capital loan has the following features, which sets it apart:
• Unlike other loans, Kinara’s loans are completely collateral-free.
• The online business loan application process is quick and easy, and can be completed either by the customer themself or with the help of a Kinara representative.
• The business loan interest rate is applied on a reducing rate basis, and once the paperwork is completed, the loan can be disbursed in as little as 24 hours.
PROCESS
How to apply for Business Loan in Surat?
If you have a small business based in Surat, you might have faced your share of difficulties in securing access to capital. This is because many traditional lenders like banks refuse to provide loans to small businesses, especially without collateral. Thankfully there is an easier way to get a loan for a Small businesses; you can approach Kinara Capital for a loan instead. All you have to do to get MSME loans in Surat is log on to the Kinara Capital website and fill out our 1-minute eligibility check to see if you qualify for a loan. If you do, a loan officer will get in touch with you to complete the process. The MSME loan process at Kinara Capital is quick, flexible and requires limited documentation.
If you have a small business based in Surat, you might have faced your share of difficulties in securing access to capital. This is because many traditional lenders like banks refuse to provide loans to small businesses, especially without collateral. Thankfully there is an easier way to get a loan for a Small businesses; you can approach Kinara Capital for a loan instead. All you have to do to get MSME loans in Surat is log on to the Kinara Capital website and fill out our 1-minute eligibility check to see if you qualify for a loan. If you do, a loan officer will get in touch with you to complete the process. The MSME loan process at Kinara Capital is quick, flexible and requires limited documentation.
WHY KINARA
Why should you get a business loan from Kinara Capital?
With a fully digital process, we can disburse loans within 24 hours. We have a hassle-free and transparent process to provide you support in your regional language during the entire process. Kinara Capital is an RBI registered company and we have successfully disbursed these loans to more than 90,000 MSMEs.
Frequently asked questions
VIEW ALLIs Kinara Capital a bank?
Kinara Capital is not a bank. It is a non-banking financial company (NBFC). While you can get a loan from the company, you cannot hold an account to make deposits like you can in a bank.
Is the business loan process lengthy?
The documentation requirement at Kinara Capital is quite easy. With our fully digital loan process, we are able to disburse a loan within 24-hours.
Can I get a business loan without collateral in Surat?
Yes, you can get a business loan without collateral in Surat. Kinara Capital offers unsecured business loans.
What documents are required to apply for a business loan in Surat?
To apply for a business loan in Surat, you will need to provide documents like photo identity proof, address proof, business proof, income proof, bank statements, and KYC documents.
Where is Kinara Capital present?
Kinara Capital has a presence in over 6 states across the country. We provide business loans in Andhra Pradesh, Gujarat, Karnataka, Maharashtra, Tamil Nadu and Telangana.
Is Kinara Capital registered with/regulated by the RBI?
Like all NBFCs, Kinara Capital is regulated by the Reserve Bank of India (RBI) under the Reserve Bank of India Act. The RBI recognizes Kinara Capital as a Systemically Important NBFC.
What are the purposes for which I can get a business loan in Surat via Kinara Capital?
A business loan from Kinara Capital can be used for purchasing machinery, expanding your business, buying inventory, or renovating your business premises.