Small Business Big Dreams!

Collateral-free MSME loans in 24-hours

IMPORTANT: Do not give money to anyone for loan approval or loan processing. Kinara Capital representatives will NOT ask for a commission or payment to process your loan application. For any concerns, email us at [email protected]

RBI registered company

100+ Cities

MSMEs Served Across 6 States

$1+ Billion

MSMEs' Cumulative Disbursements

300+ Sub-Sectors

MSMEs Supported Across Various Segments

myKinara App for Business Loans

1-min Eligibility Check
₹ 1 - ₹ 30 Lakh Available
7-Languages Available

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myKinara App

The myKinara app’s intuitive UI is a standout feature. It’s not just user-friendly; it enhances the overall financial experience.

- Abhay

The user interface of myKinara is very simple and understandable, made keeping every age group in mind. The loan service they provide is fast, reliable, and helpful.

- Nakshtra

I can go on and on about the pros of availing a loan from the myKinara App. One thing should summarize it all: it is one of the best!

- Nagrima

myKinara has become my go-to app for all my financial needs. It’s simple, reliable, and always gets the job done.

- Salim

The loan sanctioning process was incredibly smooth—truly a breeze. I absolutely love how easy it was!

- Anil

The HerVikas Loan on this app is truly encouraging for women—it’s a great support for growing our businesses.

- Manoj

myKinara App is an excellent platform for small business loans—easy to use and very effective.

- Tushar

The machinery loan from this app played a key role in helping me grow my small business.

- Suman

The HerVikas Loan was a great support for my business journey as a woman entrepreneur.

- Pooja

I applied for a business loan through this app, and the experience was seamless from start to finish. I really liked it!

- Aditya

I received funding to purchase new machinery for my factory—made a big difference for my business.

- Ramakrushna

This app is fantastic for business owners. I applied for funding and received the loan very quickly—highly efficient!

- Aditya

I needed a business loan, and this app made the entire process effortless. My loan was approved quickly and without any hassle.

- Yash

500K+

Active app installs with 2,000+ positive reviews

Fast
Loan in just 24-hours
Flexible
Minimum Documentation
Friendly
Omnichannel Customer Service

OUR PRODUCTS

Grow your business with loans tailored to your needs

Kinara Capital offers accessible and effective financial solutions for all small business needs.

Kinara’s loans helped my workforce increase from 3-4 to 45, leading to exponential growth. Now my business is an established name in the market.

Mohan Ramchandra Mali

Shree packaging

With Kinara’s support, I tripled my turnover! I’m very happy that I have created job opportunities for others in my city.

Allaka Papa Rao

Sree Vinayaka Engineering Works

Kinara’s financing helped me scale up my operations and empower other women with flexible jobs. I’m a proud HerVikas businesswoman!

Sunita Vishwakarma

Tanvi Ladies Tailor

Kinara’s financing helped me scale up my operations and empower other women with flexible jobs. I’m a proud HerVikas businesswoman!

Sunita Vishwakarma

Tanvi Ladies Tailor

Kinara’s loan helped us at a crucial developmental stage of our business. Our production has expanded from serving 10 customers to 100.

Manjula

Varalakshmi Sharp Tools

Kinara enabled us to invest in machinery, raw materials, and workforce, which has led to a steady growth for our business and turnover.

Sandeep Shewale

Brother’s Printing House

With Kinara’s financing support, I was able to upgrade all my machinery and stay competitive. My order volumes have shot up since.

Sandeep Ramkrishna Dhake

Struct-O-Weld Industries

Kinara’s WASH financing support helped me acquire the machinery I needed to take on bigger projects, and my turnover increased fivefold!

Nanda Kumar

Nanda Enterprises

MSME Business Loan
Collateral-free loans from ₹1-30 lakhs for MSMEs in Manufacturing, Trading, and Services to meet working capital or business expansion needs.

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Supply Chain Financing
Credit line of ₹1–10 lakhs for MSMEs to meet urgent needs against order receivables, such as to buy raw materials or inventory. This facility provides on-demand liquidity within the approved credit limit with a bullet repayment option.

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HerVikas Business Loan for Women
Collateral-free loans of ₹50,000–30 lakhs exclusively for women-led MSMEs with 1% interest rate discount, 50% lower processing fees, and a 60-day repayment holiday.

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HerVikas Startup Loan for Women
A special program for newly started women-owned MSMEs with at least one month of business registration. Offers 1% interest rate discount, 50% lower processing fee, and a 60-day repayment holiday.

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Machinery Purchase Loan
Loans of up to ₹30 lakhs to help MSMEs buy new or used machinery to keep up with the latest technology and support the scaling up of production.

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Short-Term Working Capital Loan
Quick loans of ₹50,000-2 lakhs with a tenure of 6-12 months to cover immediate funding requirements or urgent operational expenses for MSMEs.

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Loan Against Property (LAP)
Loans of ₹5-40 lakhs, provided against collateral for long-term business growth or expansion. Interest starts at 16% (reducing rate), easing repayment over time.

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Green Loans
Loans for MSMEs engaged in manufacturing, trading, or providing services that promote eco-friendly products and sustainable infrastructure, including Water, Sanitation, and Hygiene (WaSH) projects.

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