Small Business Big Dreams!
Collateral-free MSME loans in 24-hours
IMPORTANT: Do not give money to anyone for loan approval or loan processing. Kinara Capital representatives will NOT ask for a commission or payment to process your loan application. For any concerns, email us at [email protected]
RBI registered company
100+ Cities
MSMEs Served Across 6 States
$1+ Billion
MSMEs' Cumulative Disbursements
300+ Sub-Sectors
MSMEs Supported Across Various Segments
myKinara App for Business Loans
- 1-min Eligibility Check
- ₹ 1 - ₹ 30 Lakh Available
- 7-Languages Available

500K+
Active app installs with 2,000+ positive reviews
Fast
Loan in just 24-hours
Flexible
Minimum Documentation
Friendly
Omnichannel Customer Service
OUR PRODUCTS
Grow your business with loans tailored to your needs
Kinara Capital offers accessible and effective financial solutions for all small business needs.

Mohan Ramchandra Mali
Shree packaging

Allaka Papa Rao
Sree Vinayaka Engineering Works

Sunita Vishwakarma
Tanvi Ladies Tailor

Sunita Vishwakarma
Tanvi Ladies Tailor

Manjula
Varalakshmi Sharp Tools

Sandeep Shewale
Brother’s Printing House

Sandeep Ramkrishna Dhake
Struct-O-Weld Industries

Nanda Kumar
Nanda Enterprises
MSME Business Loan
Collateral-free loans from ₹1-30 lakhs for MSMEs in Manufacturing, Trading, and Services to meet working capital or business expansion needs.
Supply Chain Financing
Credit line of ₹1–10 lakhs for MSMEs to meet urgent needs against order receivables, such as to buy raw materials or inventory. This facility provides on-demand liquidity within the approved credit limit with a bullet repayment option.
HerVikas Business Loan for Women
Collateral-free loans of ₹50,000–30 lakhs exclusively for women-led MSMEs with 1% interest rate discount, 50% lower processing fees, and a 60-day repayment holiday.
HerVikas Startup Loan for Women
A special program for newly started women-owned MSMEs with at least one month of business registration. Offers 1% interest rate discount, 50% lower processing fee, and a 60-day repayment holiday.
Machinery Purchase Loan
Loans of up to ₹30 lakhs to help MSMEs buy new or used machinery to keep up with the latest technology and support the scaling up of production.
Short-Term Working Capital Loan
Quick loans of ₹50,000-2 lakhs with a tenure of 6-12 months to cover immediate funding requirements or urgent operational expenses for MSMEs.
Loan Against Property (LAP)
Loans of ₹5-40 lakhs, provided against collateral for long-term business growth or expansion. Interest starts at 16% (reducing rate), easing repayment over time.
Green Loans
Loans for MSMEs engaged in manufacturing, trading, or providing services that promote eco-friendly products and sustainable infrastructure, including Water, Sanitation, and Hygiene (WaSH) projects.
Empowering India’s MSMEs
Social Impact Generated by Kinara Customers
450,000+
Local Jobs Supported
$150+ Million
Revenue Increase Post-Loan
OUR APPROACH
Transforming lives and livelihoods
Kinara Capital drives social impact by helping entrepreneurs grow, creating jobs and transforming communities nationwide.
21%
Net Income Increase
14%
Entrepreneur Income Increase
13%
Business Revenue Increase
ACCOLADES