Working Capital Loans Keeping MSMEs’ Growth Trajectory Intact

April 3, 2023
Updated on

Working capital loans are for MSME entrepreneurs to ensure smooth running of their operations and meeting short-term day-to-day expenses. Small business owners can apply for long-term or short-term working capital loans from any NBFC in India.

Kinara Capital offers lucrative collateral-free working capital loans for a tenure of 12 to 60 months in amounts of ₹1 lakh to ₹30 lakhs. Check your eligibility in 1 minute on the company’s website or the myKinara app.

MSMEs can utilize working capital loans without collateral for a range of operational and expansion business needs, such as: 

  • Stock or raw material purchase
  • Business premises renovation (e.g. new signboard) 
  • Worker salaries (e.g. seasonal or part-time hiring) 
  • Machine repair 
  • Technology for business (e.g. POS machine)
  • Storage or godown rent 
  • Adding new product lines
  • Market expansion into new geographies

Benefits for MSME entrepreneurs to apply for unsecured working capital loans from an NBFC in India are:

  • Collateral-free working capitals for both long-term and short-term 
  • Can be used for any business operational and expansion needs
  • These business loans are processed very quickly, and can help build a credit history for MSMEs in India

Grow your MSME with collateral-free business loans

Kinara Capital offers both long-term and short-term (only for existing Kinara customers) collateral-free working capital loans to small business owners in the manufacturing, trading and services sectors. Some of the top features of business loans from Kinara Capital include:

  • Collateral-free working capital business loans from ₹1 lakh-₹30 lakhs
  • 24-hours loan disbursement directly into your bank account
  • Minimum documentation and secure portal for easy uploads
  • Flexible business loan offerings for working capital 
  • Doorstep customer service and call-center support available in vernacular
  • Easy EMI payment with NACH or 400+ digital wallet payment options available (e.g. GooglePay, PhonePe). Cash EMI payment accepted at local Airtel and Kinara branches 
  • Automatic discount for MSME women business owners with HerVikas program. No separate application required

Check your eligibility for collateral-free working capital loans in these 3 easy steps now!

Step 1 – Fast eligibility check in 1 minute, no upload required

Step 2 – Secure KYC & income verification through fully digital process 

Step 3 – Quick loan disbursement within 24 hours

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