Working capital loans are for MSME entrepreneurs to ensure smooth running of their operations and meeting short-term day-to-day expenses. Small business owners can apply for long-term or short-term working capital loans from any NBFC in India.

Kinara Capital offers lucrative collateral-free working capital loans for a tenure of 12 to 60 months in amounts of ₹1 lakh to ₹30 lakhs. Check your eligibility in 1 minute on the company’s website or the myKinara app.

MSMEs can utilize working capital loans without collateral for a range of operational and expansion business needs, such as:

• Stock or raw material purchase
• Business premises renovation (e.g. new signboard)
• Worker salaries (e.g. seasonal or part-time hiring)
• Machine repair
• Technology for business (e.g. POS machine)
• Storage or godown rent
• Adding new product lines
• Market expansion into new geographies

Benefits for MSME entrepreneurs to apply for unsecured working capital loans from an NBFC in India are:

• Collateral-free working capitals for both long-term and short-term
• Can be used for any business operational and expansion needs
• These business loans are processed very quickly, and can help build a credit history for MSMEs in India

Kinara Capital offers both long-term and short-term (only for existing Kinara customers) collateral-free working capital loans to small business owners in the manufacturing, trading and services sectors. Some of the top features of business loans from Kinara Capital include:

• Collateral-free working capital business loans from ₹1 lakh-₹30 lakhs
• 24-hours loan disbursement directly into your bank account
• Minimum documentation and secure portal for easy uploads
• Flexible business loan offerings for working capital
• Doorstep customer service and call-center support available in vernacular
• Easy EMI payment with NACH or 400+ digital wallet payment options available (e.g. GooglePay, PhonePe). Cash EMI payment accepted at local Airtel and Kinara branches
• Automatic discount for MSME women business owners with HerVikas program. No separate application required

Check your eligibility for collateral-free working capital loans in these 3 easy steps now!

Step 1 - Fast eligibility check in 1 minute, no upload required

Step 2 - Secure KYC & income verification through fully digital process

Step 3 - Quick loan disbursement within 24 hours

• Tags
• Working Capital Loans
• Working Capital
• Business Loan
• MSME Loan
• Small Business Owner
• Small Business Entrepreneurs
• NBFC in India