Want to take your business to
the next level?

Get collateral-free business loans from ₹1 to ₹30 Lakhs
in JUST 1 DAY!

Your business must be 2+ years old for you to qualify. Eligibility Check allowed only once per mobile number. Important to choose and enter correct details about your business.

Join hands with Kinara Capital today!

With 110 branches across Tamil Nadu, Andhra Pradesh, Telangana, Karnataka, Maharashtra, and Gujarat, we support our customers in every way possible.

Quick process

Fast

Business loan in JUST 1 DAY with a fully digital process

Quick process

Flexible

Collateral-free business loans from ₹1 to ₹30 Lakhs

Quick process

Friendly

Personalized doorstep customer service across 90+ cities

Our Loan Products

Business loans starting at Interest rate of 1% per month
starting at 21% per annum on a reducing rate basis

  • HerVikas

    Our HerVikas program offers an automatic discount to women entrepreneurs. No separate documentation required

    • Raw Materials Purchase
    • Stock Purchase Machine Purchase
    • Machine Repair
    • Business Premises Renovation
    • General Business Expenses
    • Supplier Payments
    • Product / Market Expansion
  • Machinery Purchase

    Buy a new or second-hand machine to increase turnover and manufacturing productivity.

    • New Machine Purchase
    • Second-hand Machine Purchase
  • Working Capital

    Expand your business rapidly by financing your operations with flexible working capital loans. Stock Purchase

    • Business Premises Renovation
    • General Business Expenses
    • Invoice Financing
    • Purchase Order Financing
    • Product / Market Expansion

Loans for all requirements

We provide collateral-free business loans to MSMEs across all the sectors

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Trading
If you are a wholesaler or own a general or medical store, we will help you find a loan for your business needs today.
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Services
From purchase order financing to business premises renovation, we can help you with flexible loan options to fit your business needs
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Manufacturing
If you are looking to purchase raw materials or machinery, we can help you expand your business with our collateral-free loans today
Hear from our Happy Customers

Meet our VikasChampions

With their grit & perseverance, small business owners go on to create local jobs and grow India’s economy. Here’s what they have to say about us!

K. Appa Rao
K. Appa Rao
Hema Electronics

“With Kinara's support, I kept my business running smoothly and growing in leaps and bounds. Now I’m helping others by creating jobs.”

M Banu
M Banu
KMB Metal Works

“With two collateral-free loans from Kinara capital, we were able to buy machinery and increase our turnover by five times to Rs. 1.5 lakhs.”

Madagala Kanakaraju
Madagala Kanakaraju
Sri Sumangali Sweets and Bakery

“When Kinara approached me, I couldn’t believe that they were willing to give us a loan. With their support, my business has grown by 35%.”

Mahalakshmi
Mahalakshmi
Fancy And Tailoring Store

"Initially I was a bit skeptical, but the Kinara officer reassured me, and we got the loan within 3 days. Now I’m a HerVikas businesswoman!"

Imtiyaz Pasha
Imtiyaz Pasha
Unique Steps

“I was able to pay back my loan in easy EMIs, which gave me time to grow my business. Now I own 4 shops, and I owe it all to Kinara.”

We encourage women entrepreneurs with HerVikas

MSME women business owners qualify for an upfront discount of up to 1% with collateral-free business loans
No Separate Application or documentation Required.

Apply Now!

Collateral-free business loans in 24-hours!

Apply Now