Kinara Capital emphasises environmental risk mitigation by adhering to a stringent exclusion list and actively tracking environmental risks in compliance with International Finance Corporation (IFC) standards. We mostly serve micro-MSMEs located in urban and semi-urban areas, where the risk of customer activities contributing to environmental degradation is minimal to negligible. In terms of due diligence measures, a Special Know Your Customer (KYC) process is employed, which includes a mandatory requirement of clearances such as Pollution No Objection Certificate (NoC), Forest Department Clearance, Food Safety and Standards Authority of India (FSSAI), etc for relevant sectors.