Going above and beyond the ambit of the job description is a rare and admirable quality in employees, and one that takes the right environment to manifest. A workplace that allows employees the flexibility to take ownership of their responsibilities and manage their tasks in the way they see fit, brings out the best in individuals. Employees can then find the time and desire to work collaboratively, helping each other execute tasks and projects with greater efficiency.
Kinara's open environment fosters this spirit of dedication and inspires many of its employees to take on multiple responsibilities, often achieving well beyond their original targets. It also helps professionals build their careers as well as stay in touch with what they really enjoy doing. There are many instances of Kinara employees going the extra mile to help customers. These add up to a relationship of trust and mutual respect between the company and its customers. When customers grow, so does Kinara, and the employees are the bridge that connects the two.
Since entrepreneurs in the micro-small-and-medium enterprises (MSME) sector are often new to credit and unfamiliar with the process of securing financing, Kinara representatives guide them through the process. They often suggest helpful measures like taking a top-up loan or investing in machinery so that the entrepreneur can boost his business growth substantially. These instances are a testament to the innate desire of each member of Team Kinara to make a real difference through their work.
Suresh S Menasinakai has been with Kinara for over 5 years, having joined as an officer in 2017. Today, he's the Regional Credit Head of Hubli, Karnataka, having climbed up the ranks over time. As Kinara has grown, so has the scope of his role and responsibilities.
In his current role, he handles a variety of responsibilities, the primary one being credit underwriting and maintaining a good portfolio for his region. Aside from this, he also takes on everything from carrying out loan utilization checks to training new loan officers before they venture out into the field. He enjoys the customer interaction part of his job the most, getting to know various different entrepreneurs and understanding their businesses on the daily.
Suresh takes great pride in the fact that he is responsible for underwriting the loans and providing deserving business owners with the capital they need to grow. His most cherished experience at Kinara was when he visited a customer to inspect his business for a Working capital Loan, and upon noticing that their machinery needed an update, suggested that they take an Asset Purchase Loan. The customer agreed, and that loan transformed their business, with improved operations and increased cash flow!
He shares, "Kinara has a very flexible and friendly environment, which has played a key role in my success as a professional. I juggle various tasks and have the satisfaction of knowing that I have been instrumental in helping MSME entrepreneurs reach their goals. I don't consider myself a manager. Instead, I'm a trainer and a guide for the members of my team. I'm very passionate about my job."
As he has grown as a professional, Suresh has come to understand the importance of maintaining a good work-life balance and finding healthy ways to stay centered. He makes time to relax his body and mind by doing Yoga every morning. It helps him manage stress and keeps him fit. He also likes to play sports when he gets the time.
If Suresh’s enriching journey at Kinara inspires you to explore opportunities at the company yourself, the timing is perfect! With the presence of Kinara Capital in 100+ cities, visit our careers page to check out career opportunities.
Kinara Capital is a socially responsible fintech company dedicated to servicing the severely underserved MSME industry in India with easy access to formal credit. Kinara offers collateral-free business loans to small business entrepreneurs across 6 states and a union territory through its network of 125 branches across 100+cities. Joining Kinara Capital would not only open doors for professional growth but also offer job satisfaction and a sense of belonging, given the culture the company fosters.