Cluster Legal Officer

Job Responsibilities:

Legal Action

• Ensuring timely filing of Execution Petition on accounts where Arbitration Award is obtained

• Issuance of Demand notice and timely filing of Complaints under section 138 of NI Act and PCR

• Execution of S.17 and S.9 Orders and Repo of Hypothecated Collaterals

• Prepare and draft formats / notices as may be required. Legal support for recovery of bad debts through legal proceedings

• Legal support for branch expansion, registration etc

• Deep knowledge in Civil & Criminal laws in relation to financial aspects recovery, fraud, Arbitration including on Corporate laws

• To facilitate provision of all the basic legal support / other necessary legal advice required from time to time by the functional department in connection with lending by the Company to the Borrowers or any other legal matters which come up in day-to- day business operation of the Company

Portfolio Management

• Out of court settlement of recovery matters wherever possible with approval of internal authorities

• A regular visit to Hubs in the region

• Review of Legal Recovery, Tracking every delinquent 90 + Account

• Sit out of Hub Office and visit throughout their allocated regions every month based hub requirements

• Visit Delinquent 90+ dpd customers along with RM- Sales, Recovery and Hub Manager and Strategize for PAR Reduction as part of 90 + Joint Action Plan Team

Write-Off Collection

• Support the Collection team through Legal tools

Qualifications:

• Education: LLB

• Work Experience: 3-5 years of practice experience

Skills & Competencies

Technical Skills

• MS office

• Drafting of legal documents

• Crisis Management

Soft Skills

• Coordination with Legal vendors

• Negotiation

Competencies

• Analytical Thinker

• Listening skills

Behavioral Traits

• Ability to handle multiple projects

• Patience