Ishwara vF

Ishwara Bhat K.

Ishwara brings 10+ years of deep credit risk operations experience working across different loan products types from micro-finance to small business lending across banks as well as NBFCs.

Ishwara started his career as a credit executive at ICICI and later at Muthoot, he was responsible for small business loans across Karnataka. At Ujjivan, he was handling 50K customers across 10 branches for MFI and individual lending portfolio.

Ishwara joined Kinara in the early stage as employee #6 as Credit Manager. He has been instrumental in defining the credit underwriting process and implementing scoring methodologies in Kinara’s loan management software. In his current role, he will take his deep understanding of our customer segment bundled with his innate sense of business priorities to customer a stronger relationship with customers and partners.

Ishwara earned his Bachelors in Business Management from Mangalore University and his Executive MBA from Karnataka State Open University, Mysore.