Management Team

Hardika Shah, Founder & CEO

Hardika Shah, Founder & CEO

In her role, Hardika is responsible for setting the strategic direction of Kinara and working with internal and external stakeholders to deliver the vision of the company.

Thirunavukkarasu (Thiru) R., COO

Thirunavukkarasu (Thiru) R., COO

As the Chief Operating Officer, Thiru is responsible for leading and managing sales, credit risk, recovery, back-office business operations, call center operations and HR.

Aiswarya Ravi, Vice President, Finance & Compliance

Aiswarya Ravi, Vice President, Finance & Compliance

In her role at Kinara, Aiswarya is responsible for a wide range of activities from accurate management and reporting of company financial information to builiding lender relationships to tracking and managing regulatory compliance requirements.

Gracy Tavamani, Vice President, HR & Administration

Gracy Tavamani, Vice President, HR & Administration

In her role as head of HR, Gracy is responsible for the entire employee lifecycle from recruitment, training, payroll, compliance to performance management, transitions and exits.

Umashankar Iyer, Associate Vice President, Sales & Monitoring

Umashankar Iyer, Associate Vice President, Sales & Monitoring

Umashankar is the AVP of Sales & Monitoring where he is responsible for motivating and managing the sales teams to achieve business goals.

Ranga Aparna, Vice President, Credit Risk

Ranga Aparna, Vice President, Credit Risk

As VP of Credit Risk, Ranga Aparna is responsible for evaluating the key risk controls in lending and employing innovative processes to improve customer experience.

Venkatesh R., Vice President, Legal & Recovery

Venkatesh R., Vice President, Legal & Recovery

As VP of Legal and Recovery, Venkatesh oversees all corporate legal matters and mitigates the risk to Kinara by pursuing loan recovery in a systematic and formal legal process.

Sharmila S., Vice President, Internal Quality Audit

Sharmila S., Vice President, Internal Quality Audit

As VP, IQA, Sharmila is responsible for formulating and streamlining operational policies & procedures and oversees all the aspects of Fraud Risk Management, Audit and Customer Service.

Sunil Dutt Suseelan, Director, IT

Sunil Dutt Suseelan, Director, IT

Sunil Dutt Suseelan heads the development and implementation of the IT infrastructure and operations systems at Kinara.

Divisional Head, Customer Relationship Management

Divisional Head, Customer Relationship Management

As Divisional Head, Ishwara is responsible for all new business, product, and partner development as well as customer engagement initiatives.